We take a progressive approach based on the premise that personal happiness drives financial success. We start our relationship understanding you and then translate your personal strengths into your financial strength. This is distinct from a traditional approach, which only personalizes a financial plan based on your current balances, time-line, risk tolerance, and income needs. We use your inherent gifts as the basis for a plan to create wealth, manage wealth and then use your wealth to impact your world for the better. This is an integration of your L.I.F.E and your balance sheet.
As a fiduciary, SMG Financial acts with undivided loyalty to our clients and their best interest. This means we receive compensation solely from our clients and not from recommending or selling investments or other financial products. We are expected to put the welfare and best interests of our clients above our own personal or other business interests.
Your assets are NEVER held at SMG Financial. We work with custodial partners that physically hold your assets. SMG Financial works with nationally recognized custodians. We assist our clients in completing the custodian’s account application; the custodian then provides transactional services, regular statements and online access to client accounts.
We have helped many clients through this process and know that it can be uncomfortable delivering the news that you are leaving your current advisor. You can be as involved or uninvolved in this process as you’d like to be. We are well-versed in respectfully communicating your decision and completing the necessary transfers.
Each client’s fees are determined individually and are based on a couple different factors: assets under advisement and services selected. When a new client relationship begins, the relationship manager clearly explains what the fees will be, how they will be charged, when they will be charged, etc.
