At SMG Financial, you will be happy to know that no conflicts of interest are imposed by the constraints of proprietary products, investment banking relationships, or other activities that may be inconsistent with your needs. SMG Financial is supported by one of the largest independent research organizations in the industry with access to timely, detailed information, computer-modeling tools, and market intelligence. We thoroughly analyze the research provided and select those investments best suited to your unique financial situation.


Our Financial Advisors are all Fiduciaries

What is a Fiduciary?

A Fiduciary is a standard key to client agreements with fee-only advisors. While acting as a fiduciary, your advisor must disregard other influences and act only in your best economic interest.


  • ETFs
    • An EFT, or exchange traded fund, is a marketable security that tracks an index, a commodity, bonds, or a basket of assets like an index fund. Unlike mutual funds, an ETF trades like a common stock on a stock exchange.
  • No-load mutual funds
    • A no-load fund is a mutual fund in which shares are sold without a commission or sales charge. This occurs because the shares are distributed directly by the investment company, instead of going through a secondary party.
  • Stocks and Bonds
    • Stocks, or shares of stock, represent an ownership interest in a corporation. Bonds are a form of long-term debt in which the issuing corporation promises to pay the principal amount at a specific date. Stocks pay dividends to the owners, but only if the corporation declares a dividend.
  • 529 Plans
    • A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college costs. 529 plans, legally known as “qualified tuition plans,” are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code.
  • Registered Investment Advisor Programs
    • Investment Advisor Representative (IAR) are registered advisors with a fiduciary responsibility to act in their clients’ best interest. They do not accept any fees or compensation based on product sales. Fee-only advisors have fewer inherent conflicts of interest, and they generally provide more comprehensive unbiased advice.


  • Financial Position Analysis
  • Protection Planning
  • Investment Planning
  • Income Tax Planning
  • Retirement Planning
  • Estate Planning
  • College Planning


  • 401k
  • 403b
  • Profit Sharing Plan
  • Defined Benefit Plan
  • Simple IRA
  • SEP
  • Roth IRA
  • Traditional IRA