Our Financial planning is all about collaboration and personalized advice for you or your business.

“Helping our clients work towards their financial goals is our priority. We understand that every client has unique needs, desires, goals and expectations. With our planning-first approach and access to industry resources, we are committed to upholding our fiduciary responsibility with care and diligence. 

Michael A. Nowak

Investment Advisor Representative

Michael has over 20 years of experience in helping clients work towards their financial goals. He believes that planning is the most important element in any financial strategy. Michael’s passion is to serve his clients in the most efficient and ethical manner. He is available most anytime day or night to address the needs and concerns of his clients.

Michael received his education from Ferris State University.  He continues to engage in ongoing professional development opportunities in an effort to be on the cutting edge of the financial and insurance industries.

Michael and his wife Shelby reside in Kalamazoo MI with their two young daughters, Reagan and Madaline.  Michael is an active partner at the Radiant Church in Portage. He stays active with golfing and refereeing high school football and basketball.

SMG Financial Advisors utilize a unique planning system, consisting of:

  • Risk Assessment
  • Retirement Analysis
  • Social Security software to help mitigate risk that individuals will face